*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: Georgia, 'Times New Roman', serif;
  background: #fafaf8;
  color: #1a1a1a;
  line-height: 1.72;
  font-size: 17px;
}

a {
  color: #2c5f8a;
  text-decoration: underline;
}

a:hover {
  color: #1a3d5c;
}

h1,
h2,
h3,
h4 {
  font-family: Georgia, 'Times New Roman', serif;
  font-weight: 700;
  line-height: 1.3;
  color: #111;
}

h1 {
  font-size: clamp(1.7rem, 4vw, 2.45rem);
}

h2 {
  font-size: clamp(1.35rem, 3vw, 1.85rem);
}

h3 {
  font-size: 1.05rem;
}

p {
  margin-bottom: 1rem;
}

.container {
  max-width: 880px;
  margin: 0 auto;
  padding: 0 20px;
}

/* ---- TOP BAR ---- */
.topbar {
  background: #fff;
  border-bottom: 1px solid #e2e0d8;
  padding: 13px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.topbar__brand {
  font-family: Georgia, serif;
  font-weight: 700;
  font-size: 1.05rem;
  color: #1a3d5c;
  text-decoration: none;
  letter-spacing: -0.01em;
}

.topbar__badge {
  font-family: Arial, sans-serif;
  font-size: 0.72rem;
  background: #eef3f8;
  color: #2c5f8a;
  border: 1px solid #ccd9e8;
  padding: 4px 11px;
  border-radius: 20px;
  white-space: nowrap;
  letter-spacing: 0.03em;
}

/* ---- DISCLOSURE ---- */
.disclosure-bar {
  background: #f0ede7;
  border-bottom: 1px solid #dad7cf;
  padding: 8px 22px;
  text-align: center;
  font-family: Arial, sans-serif;
  font-size: 0.77rem;
  color: #666;
}

/* ---- HERO ---- */
.hero {
  background: #fff;
  padding: 52px 0 44px;
  border-bottom: 1px solid #e8e4dc;
}

.hero__inner {
  display: grid;
  grid-template-columns: 1fr 370px;
  gap: 44px;
  align-items: start;
}

@media (max-width: 740px) {
  .hero__inner {
    grid-template-columns: 1fr;
    gap: 32px;
  }
}

.hero__eyebrow {
  font-family: Arial, sans-serif;
  font-size: 0.77rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: #2c5f8a;
  font-weight: 700;
  margin-bottom: 16px;
}

.hero__headline {
  margin-bottom: 20px;
}

.hero__subhead {
  font-size: 1.02rem;
  color: #444;
  line-height: 1.68;
  margin-bottom: 24px;
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 9px;
  margin-top: 6px;
}

.trust-pill {
  font-family: Arial, sans-serif;
  font-size: 0.77rem;
  background: #f0f5fa;
  color: #1a3d5c;
  border: 1px solid #ccd9e8;
  padding: 5px 12px;
  border-radius: 20px;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.trust-pill::before {
  content: "✓";
  font-weight: 800;
  color: #1a7045;
}

/* ---- FORM CARD ---- */
.form-card {
  background: #fff;
  border: 1px solid #dbd7cf;
  border-radius: 9px;
  padding: 28px 24px 24px;
  box-shadow: 0 3px 18px rgba(0, 0, 0, 0.08);
}

.form-card__title {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 6px;
  color: #111;
}

.form-card__subtitle {
  font-family: Arial, sans-serif;
  font-size: 0.81rem;
  color: #666;
  margin-bottom: 18px;
  line-height: 1.5;
}

.form-group {
  margin-bottom: 13px;
}

.form-group label {
  display: block;
  font-family: Arial, sans-serif;
  font-size: 0.81rem;
  font-weight: 700;
  color: #333;
  margin-bottom: 5px;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 10px 12px;
  border: 1px solid #ccc;
  border-radius: 5px;
  font-size: 0.94rem;
  font-family: Arial, sans-serif;
  background: #fff;
  color: #222;
  outline: none;
  transition: border-color 0.2s;
  -webkit-appearance: none;
  appearance: none;
}

.form-group select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%23666' d='M6 8L0 0h12z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 32px;
}

.form-group input:focus,
.form-group select:focus {
  border-color: #2c5f8a;
}

.form-group input.error,
.form-group select.error {
  border-color: #c0392b;
}

.field-error {
  font-family: Arial, sans-serif;
  font-size: 0.74rem;
  color: #c0392b;
  margin-top: 3px;
  min-height: 1em;
}

.consent-wrap {
  margin-bottom: 15px;
}

.consent-row {
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.consent-row input[type="checkbox"] {
  margin-top: 3px;
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  cursor: pointer;
}

.consent-row label {
  font-family: Arial, sans-serif;
  font-size: 0.75rem;
  color: #555;
  line-height: 1.5;
  cursor: pointer;
}

.btn-submit {
  width: 100%;
  background: #1a6b3c;
  color: #fff;
  border: none;
  padding: 14px 20px;
  font-size: 1rem;
  font-weight: 700;
  font-family: Georgia, serif;
  border-radius: 6px;
  cursor: pointer;
  transition: background 0.2s;
  letter-spacing: 0.01em;
}

.btn-submit:hover {
  background: #155530;
}

.form-note {
  font-family: Arial, sans-serif;
  font-size: 0.71rem;
  color: #999;
  text-align: center;
  margin-top: 10px;
  line-height: 1.5;
}

.form-success {
  text-align: center;
  padding: 250px 10px;
}

.form-success__icon {
  font-size: 2.6rem;
  color: #1a6b3c;
  margin-bottom: 12px;
}

.form-success__title {
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 8px;
}

.form-success__msg {
  font-family: Arial, sans-serif;
  font-size: 0.88rem;
  color: #555;
}

/* ---- SECTIONS ---- */
.section {
  padding: 54px 0;
}

.section--alt {
  background: #f4f1ec;
}

.section__label {
  font-family: Arial, sans-serif;
  font-size: 0.74rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: #2c5f8a;
  font-weight: 700;
  margin-bottom: 10px;
}

.section__title {
  margin-bottom: 16px;
}

.section__intro {
  font-size: 1.02rem;
  color: #444;
  margin-bottom: 32px;
  max-width: 660px;
}

/* ---- BENEFIT TILES ---- */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 18px;
}

.benefit-tile {
  background: #fff;
  border: 1px solid #dedad2;
  border-radius: 8px;
  padding: 22px 20px;
}

.benefit-tile__icon {
  font-size: 1.55rem;
  margin-bottom: 10px;
}

.benefit-tile__title {
  font-size: 0.97rem;
  font-weight: 700;
  margin-bottom: 7px;
}

.benefit-tile__text {
  font-family: Arial, sans-serif;
  font-size: 0.86rem;
  color: #555;
  line-height: 1.55;
  margin: 0;
}

/* ---- PULL QUOTE / CALLOUT ---- */
.editorial-callout {
  background: #f7f4ef;
  border-left: 4px solid #1a3d5c;
  border-radius: 0 6px 6px 0;
  padding: 22px 28px;
  margin: 32px 0;
}

.editorial-callout p {
  font-size: 1.08rem;
  color: #222;
  font-style: italic;
  line-height: 1.72;
  margin: 0;
}

/* ---- EXPERT BOX ---- */
.expert-box {
  background: #eef3f8;
  border: 1px solid #ccd9e8;
  border-left: 4px solid #2c5f8a;
  border-radius: 6px;
  padding: 22px 26px;
  margin: 38px 0 0;
}

.expert-box__label {
  font-family: Arial, sans-serif;
  font-size: 0.72rem;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: #2c5f8a;
  font-weight: 700;
  margin-bottom: 10px;
}

.expert-box__quote {
  font-size: 1rem;
  color: #222;
  font-style: italic;
  line-height: 1.68;
  margin-bottom: 10px;
}

.expert-box__attr {
  font-family: Arial, sans-serif;
  font-size: 0.8rem;
  color: #555;
  margin: 0;
  font-style: normal;
}

/* ---- PROCESS ---- */
.process-list {
  display: flex;
  flex-direction: column;
  gap: 22px;
  margin-top: 4px;
}

.process-step {
  display: flex;
  gap: 18px;
  align-items: flex-start;
}

.process-step__num {
  width: 38px;
  height: 38px;
  background: #1a3d5c;
  color: #fff;
  font-family: Georgia, serif;
  font-weight: 700;
  font-size: 1rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.process-step__title {
  font-weight: 700;
  font-size: 0.98rem;
  margin-bottom: 4px;
}

.process-step__desc {
  font-family: Arial, sans-serif;
  font-size: 0.88rem;
  color: #555;
  line-height: 1.55;
  margin: 0;
}

/* ---- FAQ ---- */
.faq-list {
  margin-top: 6px;
}

.faq-item {
  border-top: 1px solid #dedad2;
}

.faq-item:last-child {
  border-bottom: 1px solid #dedad2;
}

.faq-question {
  font-weight: 700;
  font-size: 0.98rem;
  padding: 17px 0;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 14px;
  user-select: none;
}

.faq-question span:first-child {
  flex: 1;
}

.faq-toggle {
  color: #2c5f8a;
  font-size: 1.25rem;
  font-weight: 400;
  flex-shrink: 0;
  line-height: 1;
}

.faq-answer {
  font-family: Arial, sans-serif;
  font-size: 0.9rem;
  color: #555;
  line-height: 1.65;
  padding-bottom: 18px;
  display: none;
}

/* ---- COMPANY CARD ---- */
.company-card {
  background: #fff;
  border: 1px solid #dedad2;
  border-radius: 8px;
  padding: 24px 26px;
  margin-top: 28px;
}

.company-card__name {
  font-size: 1.02rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: #111;
}

.company-card__details {
  font-family: Arial, sans-serif;
  font-size: 0.86rem;
  color: #555;
  line-height: 1.75;
}

.company-card__details a {
  color: #2c5f8a;
}

/* ---- FOOTER ---- */
.footer {
  background: #1c1c1c;
  color: #aaa;
  padding: 36px 22px;
  font-family: Arial, sans-serif;
  font-size: 0.78rem;
  line-height: 1.72;
}

.footer__inner {
  max-width: 880px;
  margin: 0 auto;
}

.footer__links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 18px;
}

.footer__links a {
  color: #bbb;
  text-decoration: underline;
}

.footer__links a:hover {
  color: #fff;
}

.footer__copy {
  color: #888;
}

/* ---- MODALS ---- */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.52);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal-overlay.active {
  display: flex;
}

.modal-box {
  background: #fff;
  border-radius: 9px;
  max-width: 640px;
  width: 100%;
  max-height: 82vh;
  overflow-y: auto;
  padding: 32px 28px;
  position: relative;
}

.modal-close {
  position: absolute;
  top: 14px;
  right: 18px;
  font-size: 1.5rem;
  cursor: pointer;
  color: #555;
  background: none;
  border: none;
  line-height: 1;
  padding: 0;
}

.modal-close:hover {
  color: #111;
}

.modal-title {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 18px;
  padding-right: 30px;
  color: #111;
}

.modal-body {
  font-family: Arial, sans-serif;
  font-size: 0.87rem;
  color: #444;
  line-height: 1.7;
}

.modal-body h3 {
  font-family: Georgia, serif;
  font-size: 0.95rem;
  margin: 18px 0 6px;
  color: #111;
}

.modal-body p {
  margin-bottom: 10px;
}

.modal-body ul {
  margin: 0 0 10px 18px;
}

.modal-body li {
  margin-bottom: 4px;
}
.topbar__brand {
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.topbar__favicon {
    width: 32px;
    height: 32px;
    object-fit: contain;
}

.advertisement-notice {
    margin-top: 20px;
    text-align: center;
    font-weight: 700;
    font-size: 14px;
    line-height: 1.5;
    text-transform: uppercase;
    color: #000;
}